Terms of Business

These Terms of Business govern your use of the Zephyra Financial website and the services we provide.

By accessing our website or engaging with our services, you agree to comply with these Terms of Business. If you do not agree with any part of these terms, you should not use our website or services.

Zephyra Financial Ltd is a company registered in England and Wales. Our registered company details are available upon request and through Companies House.

Zephyra Financial provides corporate foreign exchange and international payment solutions for businesses.

We work with carefully selected regulated financial institutions and payment providers to help clients access competitive exchange rates, international payment services and tailored foreign exchange risk management solutions.

Where appropriate, Zephyra Financial may introduce clients to regulated financial institutions or liquidity providers to facilitate the services requested.

Unless expressly agreed otherwise, Zephyra Financial does not hold client money or execute transactions in its own name.

We work alongside trusted regulated financial institutions and payment providers that have been selected based on their regulatory standards, operational capability and service quality.

Information regarding our regulated partners can be provided upon request.

For further information, please contact:

operations@zephyrafinancial.co.uk

Our services are intended for businesses, corporate entities and professional clients.

By contacting us or submitting an application, you confirm that:

• You are acting on behalf of a legitimate business or organisation.
• You have authority to represent that business.
• The information you provide is accurate and complete.

When using our website, you agree that you will not:

• Use the website for any unlawful or fraudulent purpose.
• Attempt to gain unauthorised access to our systems or networks.
• Upload or transmit malicious software, viruses or harmful code.
• Copy, reproduce or redistribute website content without our prior written permission.
• Interfere with the operation or security of the website.

The information published on our website is provided for general information only.

Nothing on this website constitutes financial, investment, legal or tax advice, nor should it be relied upon as a recommendation to enter into any financial transaction.

You should seek independent professional advice before making any financial or commercial decisions.

All website content, including but not limited to text, graphics, branding, logos, images, documents and software, is owned by or licensed to Zephyra Financial unless otherwise stated.

No content may be copied, reproduced, modified or distributed without our prior written consent.

To the maximum extent permitted by law, Zephyra Financial shall not be liable for any indirect, consequential, incidental or special losses arising from:

• Your use of our website.
• Your reliance on information contained within the website.
• Delays, interruptions or technical issues beyond our reasonable control.
• Services provided by third-party regulated institutions following an introduction.

Nothing within these Terms excludes liability where such exclusion would be unlawful.

These Terms of Business are governed by the laws of England and Wales.

Any dispute arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

We may amend these Terms of Business from time to time.

Any updates will be published on this website together with the revised "Last Updated" date.

Continued use of our website following publication of any amendments constitutes acceptance of the revised Terms.

If you have any questions regarding these Terms of Business, please contact: